The Official Guide to buying Real Estate in 2025
Will hesitating any longer cost you?
This guide breaks down exactly what you need to know in under 30 seconds – whether you’re a first home buyer, a renter trying to break into the market, an investor looking for opportunity, or simply someone who needs to move.
2025 is quietly presenting rare advantages, new incentives, and a chance to get in before momentum returns. The question isn’t “if the property market is good.” It’s whether it’s good for you right now.
First Home Buyers
The First Home Guarantee allows purchases with just a 5% deposit, no lenders mortgage insurance, and stamp duty exemptions on homes under $600,000. Waiting to save 20% could take years – and by then, prices may have moved further out of reach. In many cases, repayments are already on par with rent, making ownership a smarter long-term play. Start small, build equity, and don’t wait for the “perfect” time – it rarely exists.
Investors
Rents remain at record highs across Melbourne, and vacancy rates are tight. While interest rates cooled some investor activity, savvy buyers are returning – targeting villa-units and boutique inner-city apartments. There’s still value to unlock through light renovations or, for those with larger budgets, strategic extensions. Property can continue to deliver strong returns if the right opportunities are seized early.
Movers: Upgraders & Downsizers
There’s never a “perfect” time to move – but waiting for one can mean missing the right opportunity. If you’re holding back out of concern for equity, remember: the next move can grow it. With momentum building and more stock expected in spring, acting now – before buyer demand surges – could position you ahead. The right purchase today could reshape your next chapter.
Want a deeper dive or a tailored case study? Let’s talk about your next move.